1. How quickly can we find the right house?

That’s dependent on both you and the market. I always suggest starting with a list of your must-haves. After we look at a house you love, you can refer back to your list and see how many boxes are checked. In the current market, you need to be make a decision quickly.

2. How much money do I need to set aside for closing costs other related fees?

Again, despite the fact that this one of the most-asked questions, the answer is dependent on several independent variables. Standard closing costs can include loan fees, title search fees, tax proportions, and recording and transfer fees. Generally speaking, your closing costs will depend on the type of loan you qualify for so once we know that, I can give you a clearer answer. To give you a reference point though, I will say that last year, I saw closing costs around $6500 with a conventional mortgage. With a cash deal, the costs are significantly less.

3. Is my offer competitive?

Offer competitiveness can be determined on several factors. (Some are within your control and some aren’t.) It’s not always about the price; the conditions of your offer are usually equally important.

4. What are the taxes?

Because each town has a different tax rate, I can give you an amount once you give me a property address.